Gumroad vs Whop 2026
Gumroad takes $13.20 per $100 sale. Whop takes $6.20. Side-by-side comparison of fees, features, and who should use which.
Gumroad vs Whop: The Quick Verdict
- Whop keeps more per sale — $93.80 net on a $100 sale vs $86.80 for Gumroad
- Gumroad is best for: Digital products, simplicity
- Whop is best for: Communities, memberships
- Both platforms charge $0 upfront
Choose Gumroad if you want digital products, simplicity.
Choose Whop if you want communities, memberships.
Fee Comparison: What You Actually Keep
| Sale | Gumroad fees | Gumroad net | Whop fees | Whop net | Winner |
|---|---|---|---|---|---|
| $10 | $1.59 | $8.41 | $0.89 | $9.11 | Whop |
| $25 | $3.52 | $21.48 | $1.77 | $23.23 | Whop |
| $50 | $6.75 | $43.25 | $3.25 | $46.75 | Whop |
| $100 | $13.20 | $86.80 | $6.20 | $93.80 | Whop |
| $500 | $64.80 | $435.20 | $29.80 | $470.20 | Whop |
| $1000 | $129.30 | $870.70 | $59.30 | $940.70 | Whop |
| $5000 | $645.30 | $4354.70 | $295.30 | $4704.70 | Whop |
Gumroad fee structure: 10% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.
Whop fee structure: 3% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.
Feature-by-Feature Comparison
| Feature | Gumroad | Whop |
|---|---|---|
| Digital product support | Native — built for digital products | Native — communities and digital access |
| Marketplace / discovery | Yes (146K products) | Yes (growing) |
| Custom storefront | No | Yes |
| Built-in email marketing | Yes | No |
| Affiliate program | Yes | Yes |
| Built-in analytics | Yes | Yes |
| Payout speed | Weekly | Instant |
| Monthly plan | $0 | $0 |
Which Platform Wins? 5 Real Scenarios
New creator, no audience yet: Either works — both require you to bring your own traffic
Established creator at $3K/month: Whop — lower fees matter at scale. You save $210.00/month ($2520.00/year)
Course creator: Either — both support digital product delivery. Choose based on fee structure and audience location
Software / SaaS licenses: Compare license key delivery options on both platforms before deciding
Template / printable seller: Whop for best margins on high-volume, low-price products
Frequently Asked Questions
Which has lower fees, Gumroad or Whop?
On a $100 sale, Gumroad takes $13.20 and Whop takes $6.20.
Can I use both Gumroad and Whop?
Yes. Many creators list on one platform for discovery and the other for direct sales. Neither requires exclusivity.
Which is better for beginners, Gumroad or Whop?
Both are free to start. Gumroad is best for digital products, simplicity. Whop is best for communities, memberships.
Which platform pays faster?
Gumroad: Weekly. Whop: Instant.
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