Comparison

Whop vs Payhip 2026

Whop takes $6.20 per $100 sale. Payhip takes $8.20. Side-by-side comparison of fees, features, and who should use which.

Whop vs Payhip: The Quick Verdict

Key Takeaways:
  • Whop keeps more per sale — $93.80 net on a $100 sale vs $91.80 for Payhip
  • Whop is best for: Communities, memberships
  • Payhip is best for: E-books, courses
  • Both platforms charge $0 upfront

Choose Whop if you want communities, memberships.

Choose Payhip if you want e-books, courses.

Bottom line: On a $100 sale, Whop takes $6.20 and Payhip takes $8.20. The fee difference matters less than product-market fit — pick the platform where your audience already shops.

Fee Comparison: What You Actually Keep

SaleWhop feesWhop netPayhip feesPayhip netWinner
$10$0.89$9.11$1.09$8.91Whop
$25$1.77$23.23$2.27$22.73Whop
$50$3.25$46.75$4.25$45.75Whop
$100$6.20$93.80$8.20$91.80Whop
$500$29.80$470.20$39.80$460.20Whop
$1000$59.30$940.70$79.30$920.70Whop
$5000$295.30$4704.70$395.30$4604.70Whop

Whop fee structure: 3% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.

Payhip fee structure: 5% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.

At $1,000/month revenue: Whop takes ~$59.30, Payhip takes ~$79.30. That's $20.00/month difference — $240.00/year.

Feature-by-Feature Comparison

FeatureWhopPayhip
Digital product supportNative — communities and digital accessNative — ebooks, courses, memberships
Marketplace / discoveryYes (growing)No
Custom storefrontYesNo
Built-in email marketingNoNo
Affiliate programYesYes
Built-in analyticsYesYes
Payout speedInstantInstant
Monthly plan$0$0

Which Platform Wins? 5 Real Scenarios

New creator, no audience yet: Whop — its marketplace brings organic traffic you don't have yet

Established creator at $3K/month: Whop — lower fees matter at scale. You save $60.00/month ($720.00/year)

Course creator: Payhip — built-in course delivery

Software / SaaS licenses: Compare license key delivery options on both platforms before deciding

Template / printable seller: Whop for discovery, then migrate repeat buyers to the other platform for better margins

Frequently Asked Questions

Which has lower fees, Whop or Payhip?

On a $100 sale, Whop takes $6.20 and Payhip takes $8.20.

Can I use both Whop and Payhip?

Yes. Many creators list on one platform for discovery and the other for direct sales. Neither requires exclusivity.

Which is better for beginners, Whop or Payhip?

Both are free to start. Whop is best for communities, memberships. Payhip is best for e-books, courses.

Which platform pays faster?

Whop: Instant. Payhip: Instant.

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