Comparison

Systeme.io vs Payhip 2026

Systeme.io takes $0 per $100 sale. Payhip takes $8.20. Side-by-side comparison of fees, features, and who should use which.

Systeme.io vs Payhip: The Quick Verdict

Key Takeaways:
  • Systeme.io keeps more per sale — $100.00 net on a $100 sale vs $91.80 for Payhip
  • Systeme.io is best for: Funnels, email, all-in-one
  • Payhip is best for: E-books, courses
  • Both platforms charge $0 upfront (Systeme.io: $27–$97/mo)

Choose Systeme.io if you want funnels, email, all-in-one.

Choose Payhip if you want e-books, courses.

Bottom line: On a $100 sale, Systeme.io takes $0 and Payhip takes $8.20. The fee difference matters less than product-market fit — pick the platform where your audience already shops.

Fee Comparison: What You Actually Keep

SaleSysteme.io feesSysteme.io netPayhip feesPayhip netWinner
$10$0.00$10.00$1.09$8.91Systeme.io
$25$0.00$25.00$2.27$22.73Systeme.io
$50$0.00$50.00$4.25$45.75Systeme.io
$100$0.00$100.00$8.20$91.80Systeme.io
$500$0.00$500.00$39.80$460.20Systeme.io
$1000$0.00$1000.00$79.30$920.70Systeme.io
$5000$0.00$5000.00$395.30$4604.70Systeme.io

Systeme.io fee structure: 0% platform fee + Included processing. Monthly plan: $27–$97.

Payhip fee structure: 5% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.

At $1,000/month revenue: Systeme.io takes ~$0.00, Payhip takes ~$79.30. That's $79.30/month difference — $951.60/year.

Feature-by-Feature Comparison

FeatureSysteme.ioPayhip
Digital product supportBuilt-in — courses, downloads, membershipsNative — ebooks, courses, memberships
Marketplace / discoveryLimitedNo
Custom storefrontYesNo
Built-in email marketingYesNo
Affiliate programYesYes
Built-in analyticsYesYes
Payout speedWeeklyInstant
Monthly plan$27–$97$0

Which Platform Wins? 5 Real Scenarios

New creator, no audience yet: Systeme.io — its marketplace brings organic traffic you don't have yet

Established creator at $3K/month: Systeme.io — lower fees matter at scale. You save $237.90/month ($2854.80/year)

Course creator: Systeme.io — built-in course delivery

Software / SaaS licenses: Compare license key delivery options on both platforms before deciding

Template / printable seller: Systeme.io for discovery, then migrate repeat buyers to the other platform for better margins

Frequently Asked Questions

Which has lower fees, Systeme.io or Payhip?

On a $100 sale, Systeme.io takes $0 and Payhip takes $8.20. Systeme.io also charges $27–$97/month.

Can I use both Systeme.io and Payhip?

Yes. Many creators list on one platform for discovery and the other for direct sales. Neither requires exclusivity.

Which is better for beginners, Systeme.io or Payhip?

Payhip is free to start. Systeme.io is best for funnels, email, all-in-one. Payhip is best for e-books, courses.

Which platform pays faster?

Systeme.io: Weekly. Payhip: Instant.

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