Gumroad vs Payhip 2026
Gumroad takes $13.20 per $100 sale. Payhip takes $8.20. Side-by-side comparison of fees, features, and who should use which.
Gumroad vs Payhip: The Quick Verdict
- Payhip keeps more per sale — $91.80 net on a $100 sale vs $86.80 for Gumroad
- Gumroad is best for: Digital products, simplicity
- Payhip is best for: E-books, courses
- Both platforms charge $0 upfront
Choose Gumroad if you want digital products, simplicity.
Choose Payhip if you want e-books, courses.
Fee Comparison: What You Actually Keep
| Sale | Gumroad fees | Gumroad net | Payhip fees | Payhip net | Winner |
|---|---|---|---|---|---|
| $10 | $1.59 | $8.41 | $1.09 | $8.91 | Payhip |
| $25 | $3.52 | $21.48 | $2.27 | $22.73 | Payhip |
| $50 | $6.75 | $43.25 | $4.25 | $45.75 | Payhip |
| $100 | $13.20 | $86.80 | $8.20 | $91.80 | Payhip |
| $500 | $64.80 | $435.20 | $39.80 | $460.20 | Payhip |
| $1000 | $129.30 | $870.70 | $79.30 | $920.70 | Payhip |
| $5000 | $645.30 | $4354.70 | $395.30 | $4604.70 | Payhip |
Gumroad fee structure: 10% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.
Payhip fee structure: 5% platform fee + 2.9% + $0.30 processing. Monthly plan: $0.
Feature-by-Feature Comparison
| Feature | Gumroad | Payhip |
|---|---|---|
| Digital product support | Native — built for digital products | Native — ebooks, courses, memberships |
| Marketplace / discovery | Yes (146K products) | No |
| Custom storefront | No | No |
| Built-in email marketing | Yes | No |
| Affiliate program | Yes | Yes |
| Built-in analytics | Yes | Yes |
| Payout speed | Weekly | Instant |
| Monthly plan | $0 | $0 |
Which Platform Wins? 5 Real Scenarios
New creator, no audience yet: Gumroad — its marketplace brings organic traffic you don't have yet
Established creator at $3K/month: Payhip — lower fees matter at scale. You save $150.00/month ($1800.00/year)
Course creator: Payhip — built-in course delivery
Software / SaaS licenses: Compare license key delivery options on both platforms before deciding
Template / printable seller: Gumroad for discovery, then migrate repeat buyers to the other platform for better margins
Frequently Asked Questions
Which has lower fees, Gumroad or Payhip?
On a $100 sale, Gumroad takes $13.20 and Payhip takes $8.20.
Can I use both Gumroad and Payhip?
Yes. Many creators list on one platform for discovery and the other for direct sales. Neither requires exclusivity.
Which is better for beginners, Gumroad or Payhip?
Both are free to start. Gumroad is best for digital products, simplicity. Payhip is best for e-books, courses.
Which platform pays faster?
Gumroad: Weekly. Payhip: Instant.
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